8 |
226 |
| JOINED: |
Apr 2024 |
| STATUS: |
OFFLINE
|

(06-01-2026, 07:14 PM)ArMaP Wrote: Are houses so cheap to build in the US compared to the price of the land they are on?
And what about apartments? The cost of the land is divided by all homes in the building, so it's already very low, and it doesn't lower that much the price of a home (at least in Portugal)
PS: I don't know how things are in the US, but in Portugal, when you make a loan, you start by paying the interest, only after the first X years do you start paying your loan.
=THE U.S. LAND AND MATURATION FACTOR=
You are asking the exact right technical questions. The math changes significantly depending on geography and construction style.
To answer your first question: Yes, in the United States, a $350,000 to $200,000 drop is entirely realistic for a new single-family starter home.
In the U.S., the "cost of land" isn't just the raw dirt. It includes the cost of horizontal development. This means clearing the land, putting in roads, running sewage lines, connecting the electrical grid, and paying massive municipal permitting and impact fees.
The National Association of Home Builders consistently finds that land and horizontal infrastructure account for roughly 35% to 45% of the final sale price of a new home. By having the Federal land transfer cover these costs through the local Community Land Trust, we clip that entire premium off the top.
=THE MULTI-FAMILY APARTMENT EQUATION=
Your point about apartments is 100% correct for high-rise buildings. If you build a 20-story concrete tower, the land cost per apartment is heavily diluted. Wiping out the land cost in that scenario doesn't move the needle very much on the final price.
But the U.S. housing crisis is uniquely driven by a shortage of what we call "Missing Middle" housing. We are talking about duplexes, triplexes, townhomes, and low-rise garden apartments (2 to 3 stories).
In these lower-density builds, land and local development fees still represent a massive chunk of the total cost per unit.
Furthermore, the Community Land Trust model keeps apartments cheap forever. In standard real estate, even if the building gets older, the land beneath it becomes wildly expensive over decades due to speculation.
The trust locks the land value at zero permanently, preventing future real estate bubbles from pricing out the next generation of renters or buyers.
=EXPOSING THE FRONT-LOADED INTEREST TRAP =
What you described in Portugal is exactly how it works in the United States as well. It is called an amortization schedule, and it is designed to protect the banks.
When an American takes out a standard 30-year mortgage, the payments are heavily front-loaded with interest. For the first 7 to 10 years, almost every dollar you pay goes directly to the bank's profit. You barely reduce the actual balance of the loan.
If you have to move or sell after 7 years, you discover you still owe almost the exact same amount you borrowed. You built zero equity.
=HOW OUR BLUEPRINT DEFEATS THE TRAP=
This interest trap is exactly why the 10-year Lease-to-Own phase in Operation Domestic Bedrock is so important.
During those first 10 years, you do not have a bank mortgage. You are not paying front-loaded interest to Wall Street. Instead, 30% of your monthly payment goes into a locked, government-backed escrow account. This is 100% pure principal savings.
By the time you transition to a traditional mortgage at year 10, you aren't borrowing the full price of the home. You are bringing a massive, pre-funded 10-year down payment to the table.
Because your starting loan balance is now incredibly small, you completely bypass the decade of predatory, front-loaded interest that breaks the backs of regular buyers.
You start destroying the principal loan balance on day one.
8 |
226 |
| JOINED: |
Apr 2024 |
| STATUS: |
OFFLINE
|

UPDATE !!! June 19, 2026
As of this writing, I have personally contacted the White House, the President and his chief economic advisors of this plan. I will update this thread to reflect ANY correspondence from this administration to our proposals made here.
Thank you for your insights and continuing support.
0 |
9 |
| JOINED: |
Jan 2025 |
| STATUS: |
OFFLINE
|

A big part of the issue is parents have raised a generation with unrealistic expectations. They would never be happy with starter homes. They need 2,000 or more sq ft. The wwIIboomer houses don't work for them.
3 |
411 |
| JOINED: |
Jan 2025 |
| STATUS: |
OFFLINE
|

(06-01-2026, 02:33 PM)ArMaP Wrote: Just curious, how long are the loan terms (I suppose that's the right word) to buy a house?
Here in Portugal they are at 35 years now.
Over here in Britain it's generally 25 years. It seems like a bit of a scam. You are only custodian during your living years, plus the King owns the ground, you only get the bricks and tiles.
"When you are here for the good of the planet and humanity, the other levels are always trying to protect you in times of danger."
15 |
256 |
| JOINED: |
Jan 2024 |
| STATUS: |
OFFLINE
|

(06-01-2026, 04:20 PM)Good Bacteria Wrote:
The BLM is a federal agency that holds a good chunk of the nation's underdeveloped land. You may begin to tap into that agency if you are seeking enough land for a revived home ownership program. Consider, we could even setup communities with bond issuances near potential mining, logging, and agricultural regions to jump start economic activity. Did not the United States used to just give away tracts of land and cash for serving in the military?? Kind of feels like you are reaching for a 21st century of that. Luckily, I ignore doubt demons. Instead of focusing all of my energy on doubts and why things will not work initially, I like to focus the energy on the nearest solution to the first question we can find.
We must all do this, too many generations of conditioning doubt and fear of change into the public. Time to break free of the mind control. Not "But you cannot .." and more of "YES WE CAN! YES THE HECK WE CAN!!"
8 |
226 |
| JOINED: |
Apr 2024 |
| STATUS: |
OFFLINE
|

(06-19-2026, 11:50 PM)worldstarcountry Wrote: The BLM is a federal agency that holds a good chunk of the nation's underdeveloped land. You may begin to tap into that agency if you are seeking enough land for a revived home ownership program. Consider, we could even setup communities with bond issuances near potential mining, logging, and agricultural regions to jump start economic activity. Did not the United States used to just give away tracts of land and cash for serving in the military?? Kind of feels like you are reaching for a 21st century of that. Luckily, I ignore doubt demons. Instead of focusing all of my energy on doubts and why things will not work initially, I like to focus the energy on the nearest solution to the first question we can find.
We must all do this, too many generations of conditioning doubt and fear of change into the public. Time to break free of the mind control. Not "But you cannot .." and more of "YES WE CAN! YES THE HECK WE CAN!!"
=BANISHING THE DOUBT DEMONS=
You are bringing pure fire! Thank you!
What you called the "doubt demons" is a highly coordinated form of cultural conditioning. For decades, the public has been fed a steady diet of "that's too complicated," "the bureaucracy will never allow it," or "the system is too broken to fix." But the truth is, the people telling us it can't be done are usually the ones profiting off the system staying exactly the way it is.
We are breaking that mental lock protocol right now. Shifting the collective energy away from defensive hesitation and into an absolute, uncompromising "YES THE HECK WE CAN!" is exactly how we turn a stagnant population back into an active nation of builders.
=THE MODERN HOMESTEAD: TAPPING THE BLM VAULT=
Your historical memory is absolutely flawless, and you nailed it regarding the Bureau of Land Management (BLM). By pointing out that the federal government holds a massive chunk of underdeveloped land, you identified the exact operational vault Operation Domestic Bedrock is designed to weaponize.
The BLM oversees roughly 245 million acres of public land—one-tenth of the entire nation—much of which sits entirely idle.
We don't need to invent a radical, untried economic theory here; we are executing a 21st-century upgrade of classical American tradition. From the bounty land warrants given to early veterans to the Homestead Act of 1862, this country was built by giving citizens a direct stake in the land in exchange for their grit.
Instead of giving a young worker a mule and an axe to clear a wild forest, our program gives them a trade skill and a crew to build a modern utility grid. The underlying philosophy remains identical: your labor earns your stake in the republic.
=ANCHORING BEDROCK TO REAL ECONOMIC ENGINES=
Your vision to plant these bond-issued developments near emerging mining, logging, and agricultural regions is a masterstroke of strategic design. By tying this new, attainable housing directly to regions booming with critical mineral extraction, energy production, or high-yield agriculture, we ensure our program doesn't just build isolated commuter towns or sterile suburban deserts.
We are creating real economic gravity.
This creates a perfect, self-sustaining triad: the Bedrock Corps builds the initial infrastructure, the local resource industry provides the high-paying blue-collar jobs, and the young workers get the long-term equity.
When we anchor a community to tangible, wealth-generating earth, we give the next generation an undeniable asset to protect, improve, and pass down. This is how we defend the program, silence the skeptics, and rebuild the country from the bedrock up.
8 |
226 |
| JOINED: |
Apr 2024 |
| STATUS: |
OFFLINE
|

(06-19-2026, 05:37 PM)Wolfrock Wrote: A big part of the issue is parents have raised a generation with unrealistic expectations. They would never be happy with starter homes. They need 2,000 or more sq ft. The wwIIboomer houses don't work for them.
=SMASHING THE "SPOILED GENERATION" MYTH=
This is the ultimate, tired deflection, and we need to crush it immediately because it shifts the blame from a rigged financial system onto the character of an entire generation.
The narrative that young people are just "too proud" to live in a smaller, WWII-era starter home is a complete fantasy manufactured to cover up economic failure. Gen Z and Millennials aren’t turning their noses up at 1,000-square-foot homes, those homes literally do not exist at attainable prices anymore. The traditional starter home has been systematically hunted to near-extinction by corporate buyers, restrictive zoning, and skyrocketing land costs. To say the youth just "expect too much" is a lazy excuse for a housing market that has locked them out of the game entirely.
=THE DEATH OF THE STARTER HOME BY WALL STREET=
The WWII-era houses worked beautifully back then because a single working-class income could actually buy one, put down roots, and raise a family.
Today, the reality on the ground is completely inverted.
When those exact "boomer houses" hit the market today, everyday young buyers aren't rejecting them; they are being aggressively outbid by institutional investors and private equity algorithms. Wall Street snaps them up with all-cash offers, slaps on a coat of gray paint, and turns them into permanent rental traps.
The younger generation doesn't have an "unrealistic expectations" problem; they have an asset-deprivation problem. They are forced to pay 50% of their income to rent the very starter homes they should be allowed to own.
=RECLAIMING PRIDE THROUGH SWEAT EQUITY=
Operation Domestic Bedrock completely bypasses this entire fake debate by changing the relationship between the worker and the home.
We aren't proposing the construction of bloated, 3,000-square-foot suburban McMansions. Our program is focused on high-quality, efficient, and resilient community footprints built on decoupled public land. When a young person joins the American Bedrock Corps, cuts through the wilderness, lays down the utility lines, and frames a house with their own crew, they aren't complaining about square footage.
Sweat equity breeds fierce pride, not entitlement.
When you build it yourself, every single square foot represents your blood, your sweat, and your stake in the American republic. We aren't catering to unrealistic expectations, we are restoring the foundational dignity of earned ownership.
7 |
430 |
| JOINED: |
Apr 2026 |
| STATUS: |
OFFLINE
|

(06-19-2026, 04:22 PM)Good Bacteria Wrote: UPDATE !!! June 19, 2026
As of this writing, I have personally contacted the White House, the President and his chief economic advisors of this plan. I will update this thread to reflect ANY correspondence from this administration to our proposals made here.
Thank you for your insights and continuing support.
Kool!
Are they planning to factor in the Fraud, Corruption, scam-skimming, etc. ?
The old standard safe guards are known now to not work.
15 |
256 |
| JOINED: |
Jan 2024 |
| STATUS: |
OFFLINE
|

(06-20-2026, 02:51 PM)Good Bacteria Wrote:
Oh snap cuz! I bet these folks that have stuck around so far wasnt exspectin to bear witness to be party to disruptors!
Just make sure your watchful, corporate interests have a bottomless war chest for taking advantage of desperate transients for tasks of seemingly random targeted violence with a swift 72 hour kill mechanism before they completely blow the lid.
6 |
1,620 |
| JOINED: |
Nov 2023 |
| STATUS: |
OFFLINE
|

(06-19-2026, 04:22 PM)Good Bacteria Wrote: UPDATE !!! June 19, 2026
As of this writing, I have personally contacted the White House, the President and his chief economic advisors of this plan. I will update this thread to reflect ANY correspondence from this administration to our proposals made here.
Thank you for your insights and continuing support.
I think that they aren't too open to socialism.
|