10-25-2024, 07:38 AM
(10-25-2024, 07:11 AM)UltraBudgie Wrote: How about making it something the credit card companies are responsible for? For example, make the credit card company require explicit permission from you for a merchant to begin a recurring charge to your account. Then, if you subsequently decide to cancel the service, just contact your credit card company and revoke that permission, which will have them notify the merchant. That way you can be really sure the charges will stop, and the merchant has no room to dawdle. You'll simply see the "final bill" amount on your next statement, and that will be that.
The idea that the exact same process is used to make a one-time charge on your account, and to authorize an open-ended monthly or yearly subscription, and you might not be sure what you're getting, is absurd.
You obviously do not work in governance...
- Eliminate the proliferation of "middlemen" in commerce? Anathema!
- Empower the consumer? Insanity!
- Protect the user from the abuse of "technicalities?" Never!
Seriously though, I like the notion... but I wonder what form the complaints from the credit card companies will take? (Considering that they make money from every transaction.)
We live in a world where all "innovative automation" serves the corporation or it ceases to exist without a "charge."
I suspect this will end with "Cancellation" becoming characterized as an additional "service" for which there will be a 'fee.'
